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Z59.87

Z59.87Material hardship due to limited financial resources, not elsewhere classified

Billable / specific codeICD-10-CMPOA exempt

Z59.87 is a billable, specific ICD-10-CM code for material hardship due to limited financial resources, not elsewhere classified. It is valid for submission on a claim.

Excludes2 — not included here, but may coexist

The excluded condition is not part of this code, but a patient can have both. You may code both.

  • extreme poverty (Z59.5)
  • financial insecurity, not elsewhere classified (Z59.86-)
  • low income (Z59.6)

Inclusion terms

Alternative wordings a physician may use in the chart for this same code.

  • Material deprivation due to limited financial resources
  • Unable to obtain adequate childcare due to limited financial resources
  • Unable to obtain adequate clothing due to limited financial resources
  • Unable to obtain basic needs due to limited financial resources

Risk adjustment

Z59.87 does not map to an HCC and does not risk-adjust under CMS-HCC V28. That is normal — most ICD-10 codes do not. It still needs to be coded correctly; it just will not move a RAF score.

How Z59.87 is indexed

Coders do not find codes by browsing the tabular list — they look them up in the alphabetic index, under the word the physician wrote. These are the index entries that lead here, so you can see which chart wordings map to Z59.87.

  • Hardship, material, due to limited financial resources, specified NEC
  • Deprivationmaterial due to limited financial resources, specified NEC
  • Inadequate, inadequacymaterial resources due to limited financial resources, specified NEC
  • Lack ofmaterial resources due to limited financial resources, specified NEC
  • Unable toobtainadequatechildcare due to limited financial resources, specified NEC
  • Unable toobtainadequateclothing due to limited financial resources, specified NEC
  • Unable toobtainbasicneeds due to limited financial resources, specified NEC

Related codes at this level

Codes that share Z59.8. If Z59.87 is not quite right, the correct code is usually one of these.

Questions about Z59.87

Is Z59.87 a billable ICD-10-CM code?
Yes. Z59.87 is a billable, specific ICD-10-CM code and is valid for submission on a claim.
Where does Z59.87 sit in the tabular list?
Factors influencing health status and contact with health services (Z00-Z99), in the block Persons with potential health hazards related to socioeconomic and psychosocial circumstances (Z55-Z65).
ICD-10-CMFY2026-Apr· effective April 1, 2026

Loaded directly from the CMS/NCHS ICD-10-CM public-domain release — see data sources and our editorial policy. If this page disagrees with the CMS tabular list, this page is wrong. Reference information for professional coders; not medical or billing advice.