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Z59.86

Z59.86: Financial insecurity

Non-billable headerICD-10-CM

Z59.86 is a non-billable header ICD-10-CM code for financial insecurity. It cannot be billed on its own: choose one of the more specific child codes below.

Excludes2: not included here, but may coexist

The excluded condition is not part of this code, but a patient can have both. You may code both.

  • extreme poverty (Z59.5)
  • low income (Z59.6)
  • material hardship, not elsewhere classified (Z59.87)

Inclusion terms

Alternative wordings a physician may use in the chart for this same code.

  • Burdensome debt
  • Economic strain
  • Financial strain
  • Money problems
  • Running out of money
  • Unable to make ends meet

Excludes2 inherited from the categories above Z59.86

Not part of this code, but both may be coded when both are present.

Written on Z59: Problems related to housing and economic circumstances

  • problems related to upbringing (Z62.-)

Risk adjustment

No CMS-HCC V28 category: this code does not change a RAF score.

Code history

  • deletedFY2024-FY2027

    Financial insecurity

Code to one of these instead Z59.86

3 child codes. Green means billable.

Other codes under Z59.8

ICD-10-CMFY2027· effective October 1, 2026

Loaded directly from the CMS/NCHS ICD-10-CM public-domain release: see data sources and our editorial policy. If this page disagrees with the CMS tabular list, this page is wrong. Reference information for professional coders; not medical or billing advice.